Underinsured and Uninsured Accident Coverage
An individual hit by a driver that does not carry insurance is eligible for uninsured coverage from his/her own insurance carrier. If you are hit by a driver that did not have enough insurance coverage to cover your damages you might be eligible for underinsured coverage from your carrier. Insurance companies are required to provide uninsured motorist coverage. You should make sure you have under-insured motorist coverage before you hit the road.
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