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September 21, 2023

Common Mistakes People Make When Filing Personal Injury Claims

When you’re a victim of an accident, a personal injury claim can help you recover compensation for your medical bills, lost wages, and other damages. However, the process is complex, and a single mistake can significantly impact the outcome of your case. Here are some common mistakes to avoid when filing a personal injury claim:

1. Not Seeking Immediate Medical Attention

One of the biggest mistakes victims make is not seeking immediate medical care after an accident. Regardless of how minor your injuries may seem, it’s crucial to get checked by a healthcare professional. Delaying medical treatment can give insurers and opposing counsel room to argue that your injuries were not serious or were not caused by the accident.

2. Providing Recorded Statements to Insurers Without Legal Advice

After an accident, you may be contacted by an insurance adjuster asking for a recorded statement. While it may seem like a standard procedure, it’s important to remember that the insurance adjuster’s job is to minimize the amount their company pays out. Without proper legal advice, you might say something that could be taken out of context or used against you to devalue your claim. Do not talk to an insurance carrier without a lawyer.

3. Failing to Fully Document the Accident and Your Injuries

Comprehensive documentation is helpful to a successful personal injury claim. This includes photographs of the accident scene, your injuries, any property damage, and contact information of any witnesses. Additionally, it’s essential to keep all medical records and receipts related to your injury, as these provide a detailed account of your physical suffering and financial losses.

4. Settling Too Early

In many cases, insurance companies offer a quick settlement to close the case. However, these initial offers are often far less than what your claim is actually worth. It’s crucial not to rush into a settlement until your injuries have fully healed, or until your doctor can accurately predict your future medical needs. Accepting an offer before fully understanding the extent of your injuries and damages can lead to you receiving less compensation than you deserve.

5. Not Hiring a Personal Injury Lawyer

Personal injury law is complex, and navigating the claims process on your own can be challenging. A common mistake people make is thinking they can handle their claim without professional help. However, having an experienced personal injury lawyer on your side can make a significant difference in your case. They can accurately value your claim, negotiate effectively with insurance companies, and represent your best interests throughout the process.

6. Posting on Social Media

In today’s digital age, a new mistake is emerging—posting about the accident or your injuries on social media. Opposing counsel can monitor your public posts and use them against you. Even a simple picture of you smiling at a party can be misconstrued as evidence that your injuries are not as severe as you claim.

Avoiding these common mistakes can strengthen your personal injury claim and improve your chances of securing fair compensation. Remember, each case is unique, and it’s always in your best interest to consult with a knowledgeable personal injury lawyer, such as Pleban & Associates’s team, to guide you through the process.

Need to file a personal injury claim?  Contact Pleban + Associates for a consultation.

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